Can I part exchange a car with outstanding finance?
Yes, you can part exchange a vehicle with outstanding finance at Dicksons of Inverness. We handle this situation regularly and make the process straightforward. We'll settle the outstanding finance directly with your lender on your behalf, deduct the settlement amount from your part exchange value, and apply any remaining equity towards your new vehicle purchase.
If your car is in negative equity (worth less than the outstanding finance), we can often incorporate this into your new finance agreement. Our finance team will explain all options clearly before you commit.