How much deposit do I need for car finance?

Deposit requirements vary depending on the finance product and your circumstances, but typically range from zero to 20% of the vehicle price. Many customers at Dicksons contribute 10% deposit to reduce monthly payments and improve approval chances.

Part exchange vehicles count towards your deposit, often eliminating the need for cash upfront. Zero-deposit finance is sometimes available, particularly on selected manufacturer offers. Our finance team will discuss optimal deposit levels based on your budget and the vehicle you're purchasing.